Make sure you have the right coverage for your needs.
Travel insurance, like most policies, is there to help cover unexpected costs that would otherwise put you out of pocket. Depending on where you travel, medical costs can be very high in emergencies.
Most policies cover the basics, but policies do vary considerably depending on destination, time of year, and your current health. Before buying travel insurance, always ask your advisor if you have the correct coverage for your trip.
Emergency medical expenses
Cancelling or cutting your trip short
Personal liability claims