Bright ideas.

Just enough info to answer a few questions, or ask the right ones.

4 min read

TFSA vs RRSP vs Both

Know more than you ever wanted to about how RRSPs and TFSAs work.

4 min read

Fall in Love with these Income Splitting Tips for you and your Spouse

Want to make the most of your savings in retirement with your married or common-law spouse?

2 min read

Getting the Most from Your RESP

Interested in maximizing the impact of your RESP contributions? Here is a great strategy to consider.

2 min read

It’s Not Just About The Fees

Sure, fees are a factor in an investment portfolio, but they are not the only one to keep in mind.

4 min read

Making Your Retirement Easy Breezy with RRIFs and LIFs

It’s important to prepare for retirement. Given the choice between fun-filled vs the stress of the unknown, the choice is clear.

3 min read

Segregated Funds and the Death Benefit Guarantee

When considering estate planning, it’s prudent to consider seg funds and the death benefit guarantee as a valuable and viable option.

2 min read

The Estate Wedge

The estate wedge is not only easy to implement, it can also provide you with real value and peace of mind.

3 min read

Changing Gears

Whatever your process, when it comes to planning for your retirement, there are two distinct stages – accumulation and decumulation.

2 min read

RRSPs are just one part of your retirement income

When calculating the right amount to contribute, it’s helpful to consider whether you can expect to receive additional income in retirement.

2 min read

How to claim an RRSP tax deduction

Reporting your RRSP contribution as a deductible expense is fairly straightforward.

1 min read

Avoid RRSP tax penalties

What happens if you go over your RRSP contribution room?

1 min read

How do I maximize the benefit of my RRSP?

To maximize tax savings over your lifetime, here are a few things to consider.