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Permanent Life Insurance.

Financial protection for the people you love, and a sophisticated tax strategy.

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Overview.

Permanent life insurance (whole life) gives your beneficiaries a tax-free payment after you die.

The cost of the insurance is often guaranteed not to increase from the purchase date. There are also options that allow plans to increase overtime, and can be used strategically within your individual or business financial plan. Permanent life insurance is one way to gain protection, even as the policy grows in value over time.

Benefits.

Cash value.

There is an ability to grow the cash value of a Permanent Life Policy over time, allowing the policy holder to borrow against it or use it as collateral for a loan. You may also withdraw your cash value, but this may reduce your policy’s death benefit. This could also create a tax liability, and should be discussed with an advisor prior to making significant changes. 

If you have questions about Permanent Life Insurance and how it can be used, or already know what you need, give us a shout. We're happy to help.

We'll be in touch.

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Take every advantage.

At Mosby we believe everyone should have access to good quality, independent advice. That’s what we do, and that’s why we're here; to give people the knowledge and the confidence that they need to find their way forward.

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PROUDLY SERVING CALGARY AND SURROUNDING AREAS FOR OVER 40 YEARS

MOSBY - 610, 4838 Richard Rd. SW Calgary, AB, T3E6L1

Mosby and its affiliated entities, including Mosby Insurance Agencies Ltd., Mosby Group, Mosby Company, and Mosby, are committed to a client-first approach, focusing on the needs of individuals over institutions. We empower you to create your future through trust, collaboration, and unbiased professional advisory. Independence is not just the end goal; it is the process.

The information provided is based on current (2024) regulations, laws, and all additional rules applicable to Canadian residents and is accurate to the best of our knowledge as of the date of publication. This information is general in nature and should not be relied upon as a substitute for individual advice in any specific situation.

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